Public data reviewedyotepresto:
yotepresto:
what you should confirm.
Crowdfunding for applicants with good credit history, offering larger amounts and longer terms than microloans.
Public information found
- Published entity
- Comunidad de Préstamos, S.A. de C.V., I.F.C.
- Amount
- $10,000–$425,000 MXN
- Term
- 6–36 months
- Rate
- 8.9%–38.9% fixed annual rate, subject to assessment
- CAT
- Average CAT 26.2%, excluding VAT; calculated Jun 15, 2026
- Payment method
- Monthly; amortization table provided before contracting
Published requirements
- Good credit history and score
- At least 2 years using bank credit
- Verifiable income
- Digital documentation
Approval remains subject to assessment. Meeting these requirements does not guarantee an offer or the maximum amount.
It may be useful for
Debt consolidation or a longer-term personal loan for someone who already has good credit history.
What we would check before accepting
- The 8.9% rate applies to the strongest profiles; it is not universal.
- Funding can take time; the page reports an average of 1–5 days.
- Check the fee, VAT, and total repayment in your individual proposal.
Registration and authority
The company presents itself as an authorized crowdfunding institution. Confirm authorization and the contract through CNBV, SIPRES, and RECA.
Important: SIPRES lists institutions. It does not approve apps or guarantee an individual offer.
Sources checked
Each link opens the original source. Terms can change, so compare them again with your disclosure sheet on the day you apply.