Personalized offer

Mercado Pago:
what you should confirm.

A personal loan available only to some accounts; the amount, term, and cost appear inside the app.

Public information found

Published entity
Mercado Lending, S.A. de C.V.
Amount
Personalized; no general range can be verified on the public page
Term
Options shown in the app for each eligible account
Rate
Personalized and shown before acceptance
CAT
Personalized and shown in the offer
Payment method
Fixed installments according to the offer

Published requirements

  • Mercado Pago account
  • Enabled offer
  • Identity verification
  • Internal assessment

Approval remains subject to assessment. Meeting these requirements does not guarantee an offer or the maximum amount.

It may be useful for

Comparing an offer already shown in your account with other proposals for the same amount and term.

What we would check before accepting

  • Not every account receives an offer.
  • Without opening your app, the amount, rate, and CAT cannot be confirmed.
  • Save the disclosure sheet and compare the total repayment before accepting.

Registration and authority

The page identifies Mercado Lending as the provider of credit products. Check the legal entity and exact conditions in your offer.

Important: SIPRES lists institutions. It does not approve apps or guarantee an individual offer.

Sources checked

Each link opens the original source. Terms can change, so compare them again with your disclosure sheet on the day you apply.