Public data reviewed

DiDi Préstamos:
what you should confirm.

Revolving credit inside the DiDi ecosystem; every draw has its own terms.

Public information found

Published entity
DiDi Pay, S.A. de C.V.
Amount
Contractual minimum $200 MXN; credit line and draw are personalized
Term
Defined for each draw request
Rate
48%–300% variable annual rate
CAT
Informational average CAT 400% plus VAT; calculated Oct 20, 2025
Payment method
According to the schedule for each draw

Published requirements

  • Over 18
  • Valid INE/IFE
  • Selfie and video
  • CLABE in your name
  • Identity and credit-history assessment

Approval remains subject to assessment. Meeting these requirements does not guarantee an offer or the maximum amount.

It may be useful for

Evaluating an offer already visible in the app by reading each draw separately.

What we would check before accepting

  • The available credit line and the amount you draw are not the same.
  • The fee, rate, CAT, and total change with each draw.
  • The contract publishes daily late interest; review the impact of missing a payment.

Registration and authority

The legal documents identify DiDi Pay and state PROFECO supervision for this product. Confirm the entity named in your contract.

Important: SIPRES lists institutions. It does not approve apps or guarantee an individual offer.

Sources checked

Each link opens the original source. Terms can change, so compare them again with your disclosure sheet on the day you apply.